Need an appraisal in Charlotte or Mecklenburg County?

Here are the top seven reasons NC homeowners use Home Appraising, LLC:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a NC property tax assessment
To reduce your monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a NC divorce, when real estate property needs to be divided
Determine the true market value of property in question to settle an estate in Mecklenburg county or NC

Own a home in or near Charlotte, NC and need help deciding the value of it?
Contact Home Appraising, LLC.

At Home Appraising, LLC, we understand the unique needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value estimation than yours.

Appraisals to cancel PMI

A preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping people just like you delete undesirable PMI insurance.

Challenge a property tax assessment

Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Home Appraising, LLC is your #1 weapon.

HELOC recently frozen?

If your property is in or near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Home Appraising, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for precision? In a field review we will go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Home Appraising, LLC can We can assist you. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.